Super-Rich in Germany Control Over a Quarter of Financial Assets as Their Numbers Soar

The number of super-rich individuals in Germany has risen sharply, with around 5,000 people holding more than 25% of the country’s financial wealth. According to a May 2026 report by the Boston Consulting Group (BCG), these super-rich own approximately $3.4 trillion of Germany’s total financial assets valued at $12.4 trillion. This represents a gain of about 1,100 individuals compared to 2024. BCG’s Global Wealth Report highlights that these wealthy benefited strongly from stock market gains last year and are increasingly diversifying their wealth into stocks and private equity, which yield higher returns.

The concentration of wealth is remarkable: over 700,000 multimillionaires, together with the super-rich, control 52.8% of financial assets. In contrast, around 66 million Germans have financial wealth under $250,000, collectively holding only 35.9% of the financial assets. Those with assets between $250,000 and $1 million account for 11.3%. Real estate remains significant, making up roughly half of total wealth. Germany’s net wealth rose by about 15% in 2025 to $23.3 trillion, driven primarily by stock market growth, while debts increased slightly to $2.5 trillion.

The report also notes the German populace’s cautious investment behavior, favoring cash and deposits over equity exposure. Looking ahead, BCG forecasts the super-rich's share of financial wealth will rise further to 29% by 2030. The growing wealth concentration reflects structural economic and social dynamics that limit broader wealth accumulation, with ongoing challenges for many Germans to build substantial assets.

Globally, Germany holds the world’s fourth largest financial asset base behind the USA, China, and Japan. The report underscores widening disparities in wealth and calls attention to the factors driving rising wealth among the affluent minority.